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Ride Reports / New York State Riding
« Last post by Susan Hurst on June 20, 2016, 09:17:22 PM »
I've been up in Central New York for nearly a month and have met some amazing people! The passion, the desire, the pure joy riders get at these events I'm attending is nothing different that those I see and witness in my home state of Florida.

Unlike Florida, New York requires all riders to wear a helmet. They do not have the right to chose. That took some getting used to; seeing everyone wearing a helmet.

The roads in Central New York are some of the best on the east coast. From Ithaca to Watkins Glen, Cortland to Sodus Bay, the roads and scenery are some of the best. There are hills to climb, trees and streams, lakes and rivers - all can be seen and witnessed on your two- or three-wheeled steed.

I have spent time with the Patriot Riders and Moose Riders. Fun-loving, happy, and beautiful people! This coming weekend, I'll be in the Thousand Islands, specifically, Alexandria Bay for the Thousand Island River Run. Stay tuned for that update!
Events for Women / The Largest Women's Motorcycling Event of 2016
« Last post by WomensWorld on January 15, 2016, 02:26:14 PM »


The Largest Women's Motorcycling Event of 2016

Diamond Bar, CA (January 12, 2016) - Alisa Clickenger of  announces the availability of multiple sponsorship opportunities for the Sisters' Centennial Motorcycle Ride, July 3-24, 2016. A cross-country motorcycle ride for women, the event commemorates the centennial of Adeline and Augusta Van Buren's historic ride across the United States from New York to San Francisco in 1916.

The Sisters' Centennial Motorcycle Ride will be the largest women's motorcycling event of 2016. With a plan to lead 100+ women across the United States, the three-week event will stop in 17 different markets. A full-time photographer and PR person are on ride staff, and press releases plus images will be uploaded daily to media outlets, social media sites and sponsors.

The event's Launch Party in Brooklyn and the Grand Finale Celebration in San Francisco are in the largest media markets in the U.S. Sponsorship opportunities range from hosting individual events to sponsoring ride staff riding specific machines and wearing custom-branded apparel. Press Release announcements, event banners, social media boosting and company mentions in radio and television stories are among the many sponsorship offerings. Cash contributions and in-kind contributions of $2,500 or more receive a logo on the support vehicle, which will be with riders at all times.

Sponsors will benefit from reaching a target audience of riders 30-75 years old with disposable income and plenty of time to ride. The Motorcycle Industry Council has just announced that female ridership is at an all-time high, with women accounting for 14% of all U.S. motorcycle owners. The number of female riders has doubled since 2003, making sponsorship of the Sisters' Ride an unparalleled opportunity not only within the motorcycle industry, but also outside the industry as the group travels across the country gathering national media attention.

The extended family of the Van Buren sisters has joined forces with Clickenger to promote the event, which will launch from the east coast with at least 100 women riders, including Adeline's great-granddaughter, Sofié Ruderman, and Sarah Van Buren, great-great-niece of Adeline and Augusta. The riders will follow the Van Burens' 1916 route as closely as possible, often along the Lincoln Highway.

Combining scenic routes, community events, and important stops along the Van Burens' own journey, the route will allow for great motorcycle riding and promote women as role models by visibly demonstrating their courage and capability as cross-country motorcycle riders.

For details on sponsorship programs and opportunities, please click
« Last post by WomensWorld on December 18, 2015, 12:55:10 PM »

Happy New Year; I thought it would be great to use an example of someone I have helped over the years. The following story really touches my heart with a client and fellow rider I met about a year ago. I have changed his name and some of the numbers of the principal to protect our client, but it is a very real client and I see this over and over again.

John came to me about a year ago. After our meeting, I asked him to go home and gather anything that related to his financial situation so we could look at it on our next meeting. At the very minimum, I would help him understand what risk he might be facing: including not earning anything on his money or outliving what he had.

At our next meeting John told me that he had inherited some money, and it was all still in the accounts he had inherited from his family. He was living only on his social security and was barely getting by. When he did need money, he took some from one of the accounts he inherited. He brought stacks of his statements to me that he did not understand, nor did he want to. He was retired and just wanted to be riding his motorcycle or kayaking. John was very young for a 70-year-old and just venturing ou to meet his friends whenever he could afford to.

I looked at John’s accounts that he thought he had about $350,000.00 in and quickly realized he really had about $850,000.00 at the current market value of his investments. Most of his parents’ money had been invested in the stock and bond markets and over the years had grown significantly. He was not aware, as most people are not, how to read and value the information on his statements from the many different firms and banks. The other thing that jumped off the page was the risk he was taking in the type of investments that they were in and like most, the interest accumulating was very little.

Also, he did not have a will, power of attorney, or health care power of attorney. So his family would have had a very difficult time helping him if he needed it or if something happened to him. At the time, we were in a cycle of the markets that would probably create a great loss for him, in the types of accounts he was holding, if there was a downturn in the economy. The other thing the jumped completely off the page was the enormous loss of income this man was losing.

We sat down to discuss his affairs, and I explained in detail what he currently owned and how it worked. He had 10 different accounts. I explained the risk associated with the types of accounts he had, and since he was now retired he needed to consider locking in the gains and securing his principal.

Next, I explained to John that he would have only one account and that account would give him an income of over 5% for the rest of his life and pass directly to his beneficiaries after his death. I also explained how he could also name some of his beloved charities that he wanted to receive monies at the end of his life. Last, I sent him to an attorney to have his will made and a power of attorney drafted in the event he needed it; he was guided on how to make those decisions.

After about a month, I called him back into my office explaining that he no longer had to worry about the markets or money. He would be getting a monthly check and that his principal would be guaranteed. John was so very happy. He had one account and one person to call with questions. He never dreamed that he could get that much income or that he could secure his principal. All of his affairs were now in order and he had a will, a power of attorney, and peace of mind.

My office continues to get phone calls, emails, and little visits from John saying he is enjoying life so much more now. He tells me of trips he can now take to visit his grandchildren, and that when his daughter came to visit he took them all to Disney World. He can go buy the seafood he loves or go out to eat with his friends whenever he wants.

This is what makes everything I do and all 30 + years in this business worthwhile! Thank you John for also giving me the gift of knowing we changed a wonderful person’s life and touched your family in so many ways.

If you have a question you would like to ask me never hesitate to call. No questions will go unanswered; all questions you have are important.
See you next month,

Please reach out to me directly at 727-459-4875

Michelle Osborne is a Registered Representative offering securities through IFS Securities, Member FINRA/MSRB/SIPC. 3414 Peachtree Road NE, Suite 1020, Atlanta, GA 30326. Phone 404-382-5223. Investing involves risks, including possible loss of principal. Please consider the investment objectives, risks, charges and expenses of any security carefully before investing
Videos / Bentley BABES RIDE OUT
« Last post by WomensWorld on December 17, 2015, 10:29:35 AM »

NBC 4 Photojournalist Lori Bentley strapped on some go-pros, hopped on her motorcycle, and hit the road for Babes Ride Out, an all-girl motorcycle campout. 1200 women in Joshua Tree California for the largest gathering of female motorcyclists in history!
Videos / Leslie Porterfield World's Fastest Woman on a Motorcycle
« Last post by WomensWorld on December 17, 2015, 10:10:42 AM »

Leslie Porterfield loves a challenge. At the age of 16 she bought an old cruiser in boxes for $200 reconstructed it mostly because someone said it couldnt be done. So it is not surprising that at the age of 32 Leslie holds the fastest record on a motorcycle of any woman in the world and is the first woman to earn inclusion into the prestigious Bonneville 200 MPH Club on a conventional motorcycle. After crashing at the Bonneville Salt Flats in 2007 breaking 7 ribs, puncturing a lung and suffering a concussion Leslie was determined to set some records and she did! The record of 209 MPH on an unfaired motorcycle and again in 2009 with an unbelievable 240 MPH pass belong to Leslie. This is the first time in history a woman has taken the award. Leslies goals are simple and summed up in two words Go Faster!
Videos / AMA Get Women Riding Campaign: Road racer Shelina Moreda
« Last post by WomensWorld on December 17, 2015, 09:58:29 AM »

The AMA Get Women Riding campaign features four videos that focus on the sport, camaraderie and individual enjoyment that comes from riding. The campaign is inspired by the life of the late Jeanne Clendenon, a prolific motorcyclist and long-time AMA member. Clendenon, a member of the Retreads Motorcycle Club, earned many riding awards, including completing the U.S. Four Corners Tour in 21 days and winning the Retreads long-distance award four years in a row. Clendenon passed away in 2011.
Videos / AMA Get Women Riding Campaign: Motocrosser Sara Price
« Last post by WomensWorld on December 17, 2015, 09:56:09 AM »

The AMA Get Women Riding campaign features four videos that focus on the sport, camaraderie and individual enjoyment that comes from riding. The campaign is inspired by the life of the late Jeanne Clendenon, a prolific motorcyclist and long-time AMA member. Clendenon, a member of the Retreads Motorcycle Club, earned many riding awards, including completing the U.S. Four Corners Tour in 21 days and winning the Retreads long-distance award four years in a row. Clendenon passed away in 2011.
Videos / AMA Get Women Riding Campaign: East Side Moto Babes
« Last post by WomensWorld on December 17, 2015, 09:28:41 AM »

The AMA Get Women Riding campaign features four videos that focus on the sport, camaraderie and individual enjoyment that comes from riding. The campaign is inspired by the life of the late Jeanne Clendenon, a prolific motorcyclist and long-time AMA member. Clendenon, a member of the Retreads Motorcycle Club, earned many riding awards, including completing the U.S. Four Corners Tour in 21 days and winning the Retreads long-distance award four years in a row. Clendenon passed away in 2011.
« Last post by WomensWorld on December 16, 2015, 01:33:33 PM »
•   Use only clear eye protection (not tinted), and keep it clean and free of scratches.

•   Wait a few moments after leaving a bright area before riding away. Allow your eyes time to adjust to the low light level.

•   Practice avoiding bright light sources as you ride along. Look to one side of street lights, signs, or headlights. For example, as a car approaches, shift your vision from the headlights to the white line along the edge of your lane.
Be wary of overriding the headlight when driving at night. This is when your total braking distance (based on your speed, reaction time, and the road conditions) exceeds the distance you can see ahead. The solution is easy—slow down.
Articles / The Bigger—the Better
« Last post by Hayley B. Colina on December 16, 2015, 01:20:26 PM »
The Bigger—the Better

Rude awakening! I was invited to join several of my friends on a week-long vacation to Maggie Valley, NC and to join them riding the Tail of the Dragon—thinking I could easily pack for a long bike ride and take all my normal necessities; it was hilarious and wishful thinking.

Learning how to pack for a long bike ride was an experience. I began packing bare essentials and slowly but surely my pile grew and grew some more. First I packed my undies and bra. Next, the jeans and tops got packed. Then began the fun! Okay, so I understand there will be washing machines were I go, and I will have to wash more often that’s all.  Problem is when you add jammies, an extra pair of pants and top (just in case washing machines disappear) and in case the weather is too cold you need warm clothes that are big and bulky. What about a nice outfit in case you go out to a special place one night? Oh wait! What about shoes? I need slippers, flip flops for when I go out to the hot tub, nice heels to go with my nice outfit, boots for riding, sneakers for walking. Now I have at least five pairs of shoes to bring and they are all essential!

Now add all the toiletries. Don’t forget the make up in case something extra special is planned. Ladies cannot forget the Mirror! Many places seem to have been decorated without thinking of a women’s need to see well when applying makeup. To be fair, I do remember ONE vacation rental that had a great makeup mirror on the wall for GIANTS! LOL I’m 5’ 1.5” and yes, I must count the .5 inches, it’s mine and must be recognized. The mirror was installed for a 6’+ woman, so I simply dragged a chair into the bathroom and kneeled while putting on makeup. Ok enough about the mirror let’s not forget the rest of our typical toiletries.

Now walk around and think of all the possible scenarios and what else you could possibly need, body lotion, your favorite blanket, laptop etc. Ok got it all! Staring at the pile of things I feel are a must take, I realize there’s no way this is going on the bike.

So I calmly start going through the pile to discard everything that was not an absolute necessity. Okay so I think I got this right? Well I went through everything one by one and started separating what must go and what must be left behind. I ended up with two little piles. Pile one was what I decided I can leave behind and pile two was the remaining must take pile. Well I looked and pile one to see how much I took out and it had one tee-shirt and one pair of shorts. I looked at pile two and found everything else! OMG!! How do women travel on bikes? Naked?

Two people from our group were trailering the bikes up to North Carolina instead of riding, which means there is a car that can carry more things. I called my friends and asked how much room was available for a few things of mine. A huge smile appeared on my face when they replied that there is plenty of room; I could bring a treasure chest and it would fit. Needless to say, I ran to the garage and dug out the biggest luggage I own! It was great knowing I could take it all and then some.

The lesson here is to have friends with a car come too!!! LOL Alternatively, this is what I learned: 1. You only need a change of pants and two tops in case it rains, 2. two panties and one pair of socks, 3. small purse for your money, 4. Toothbrush, paste, deodorant, face moisturizer and sunscreen and hairbrush if you have hair or a duo rag. 5. Bring a small cooler with a couple of bottles of ice water.

Take your clothes and roll them up. I protected my things by wrapping them in plastic bags in case rain would seep through the side bags. Traveling light was great and less stressful.  Truthfully I did not use half the things I gave my friends to bring. Now I can pack quickly, easily and a lot less stressful.

Less Stuff = More Happiness!
 --Hayley B. Colina       
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